Frequently Asked Questions
About Old Point National Bank
- Can I open An Account Online? Yes, you can apply to open accounts online for the following products: Premium Checking, Rewards Checking, Freedom Checking, Statement Savings, Preferred Investment Savings, and Money Market Savings Accounts.
- What is Old Point National Bank’s Routing Number? 051406543
- Who is Old Point National Bank?
Old Point National Bank is a wholly-owned subsidiary of Old Point Financial Corporation with convenient branches throughout Hampton Roads and surcharge-free access to nearly 40,000 ATMs nationwide as part of the MoneyPass® ATM network. Old Point’s experienced and dedicated lending officers continue to differentiate Old Point from its competitors by providing superior guidance and support to borrowers. As competitors discontinue free checking and impose penalties on their customers, Old Point takes a different approach by offering forward-thinking solutions to enhance our clients' financial lives.
- Who is The CEO of Old Point National Bank? Robert F. Shuford, Jr
- Is Old Point National Bank a publicly traded company? Yes, Shares of the company are traded on the NASDAQ market under the symbol OPOF. For detailed stock information, please visit our Investor Relations site at https://investors.oldpoint.com.
- When did Old Point National Bank first open? Old Point launched operations from a counter inside Cooper’s Confectionary store in the Phoebus section of Hampton in January of 1923
- What cities does Old Point National Bank have Branch Locations? We have branches throughout Hampton Roads Virginia including: Chesapeake, Hampton, Isle of Wight County, Newport News, Norfolk, Virginia Beach, Williamsburg, and Yorktown. We also have a commercial lending team based in Richmond, Virginia.
- Where is Old Point National Bank Headquartered? Hampton, VA
- What Products does Old Point National Bank Offer? We offer state of the art products and services to meet all of your personal and commercial financial needs. Old Point’s robust commercial solutions allow our business customers to operate more efficiently and increase cash flow.
- Who Can I contact for Assistance? Call us at 1.757.728.1290 or 1.800.952.0051
Email us at info@oldpoint.com
Visit your local branch
Telephone Banking for automated services by calling 757.728.1212
Schedule an appointment online - Can I schedule an appointment with an Old Point employee online? Yes go to https://www.oldpoint.com/contact/schedule-appointment/ to schedule an appointment online.
- What Is Old Point’s Mission Statement?
- We will serve the financial needs of our customers.
- We will provide dependable products, fairly priced.
- We will be full partners in the growth and development of our community.
- We will value and reward our employees’ contributions.
- We will return a fair profit to our shareholders.
- Excellent service is the hallmark of our business.
- Does Old Point National Bank have an ATM/Branch Locator?
Yes. You can find an Old Point National Bank branch or ATM location at https://www.oldpoint.com/locations or within Online Banking. Our customers also have surcharge-free access to nearly 40,000 ATMs nationwide as a part of Old Point’s partnership with the MoneyPass® Network. Participating retailers include 7-11, Wawa, and more! Visit https://www.moneypass.com/ to locate MoneyPass® ATMs near you.
- How do I download the Old Point National Bank app? You can download the Old Point National Bank app by visiting the Apple App Store or Google Play and searching for Old Point National Bank. Data rates may apply.
- Are there full-time and part-time positions available at Old Point? Yes, Old Point National Bank offers both full-time and part-time posititions. Please visit our careers page and explore our current openings at https://www.oldpoint.com/careers
- Can I still apply to Old Point National Bank if I don't have a finance background/degree? Yes. Old Point National Bank offers a variety of positions in different business areas. Please visit our careers page and explore our current openings at https://www.oldpoint.com/careers.
- What does Old Point National Bank do to Keep my account(s) secure? At Old Point, we are committed to protecting your financial information. Our services are highly secure, designed to fully safeguard the privacy and security of your financial information.
- Does Old Point Offer Zelle®?
Yes. Visit https://www.oldpoint.com/personal-banking/personal-banking-services/zelle/ to learn more.
Old Point Insurance
- Who is Old Point Insurance? Old Point Insurance, LLC, a wholly-owned subsidiary of Old Point National Bank, was established in 2017 as an alliance between Old Point and Morgan Marrow Company. Old Point Insurance offers a full line of commercial and personal insurance offerings. Commercial offerings include industry-specific coverage, automobile, property, general liability, group health/life, and workers' compensation. Personal insurance offerings include home, flood, automobile, and life policies. We make sure our customers have the insurance plan that protects what matters most to them.
- When did Old Point Insurance first open? Old Point Insurance was established in 2017 as an alliance between Old Point and Morgan Marrow Company.
- Who can I contact for assistance? Call us at 757.224.1463
Email us at info@oldpointinsurance.com - What Products does Old Point Wealth Management Offer?
- Personal Insurance
- Auto Insurance
- Home Insurance
- Flood Insurance
- Farm Insurance
- Life Insurance
- Recreational Vehicle Insurance
- Additional Insurance Services
- Commercial Insurance
- Coverage For Specific Industries
- Coverage For Your Business
- Coverage For Your Employees
- Personal Insurance
Old Point Mortgage
- Who is Old Point Mortgage? Old Point Mortgage is a division of Old Point National Bank, which offers an experienced team that delivers quality loans and service nationwide. Old Point Mortgage began in 2007 as a joint venture between Old Point and Tidewater Mortgage and in 2017 Old Point National Bank purchased full ownership interest. We offer trusted, transparent and responsible lending. We are licensed in accordance with the Federal Government’s S.A.F.E. Act, and we adhere to a strict no-steering policy – offering you peace of mind from a professional lending source. You’ll find everything you want in a mortgage loan experience – superior customer service, quick loan processing, local underwriting, and a wide variety of loan products to meet your needs.
- What is Old Point Mortgage’s NMLS number? Old Point Mortgage’s NMLS number is 500015 (www.nmlsconseraccess.org)
- When did Old Point Mortgage first open? Old Point Mortgage began in 2007 as a joint venture between Old Point and Tidewater Mortgage and in 2017 Old Point National Bank purchased full ownership interest.
- Where is Old Point Licensed to lend in? Old Point Mortgage can lend nationally, but focuses on our Virginia and North Carolina footprint.
- Can I schedule an appointment with an Old Point employee online? Yes go to https://www.oldpoint.com/about/contact/schedule-appointment/ to schedule an appointment online.
- Can I apply for a mortgage online?
Yes. You can apply online at https://sherrylthacker.zipforhome.com/.
- Who can I contact for assistance?
- What Products does Old Point Mortgage Offer?
- Fixed Rate Mortgage
- Adjustable-Rate Mortgage
- FHA Loan
- VA Loan
- USDA Loan/Rural Housing
- Jumbo Loans
- State Specific Bond Programs
- Renovation Loans
Old Point Wealth Management
- Who can I contact for assistance?
- Who is Old Point Wealth Management? Old Point Wealth Management is a wholly-owned subsidiary of Old Point Financial Corporation and is the largest trust company headquartered in Hampton Roads. Old Point National Bank was granted trust powers in 1926, and Trust was a part of the Bank until 1999, when Old Point Wealth Management was chartered as a national trust company. Old Point Wealth Management also operates Old Point Investment Services, which provides expertise from a registered LPL Financial representative. Our experienced staff carry a number of advanced certifications, degrees and professional designations and is ready to help you manage your assets. We offer investment research, asset management, performance analysis, estate and trust administration, estate and retirement planning, business retirement solutions and more.
- What Products does Old Point Wealth Management Offer?
- Trust Services
- Estate Services
- Investment Management
- Individual Retirement Solutions
- Business Retirement Solutions
- When did Old Point Wealth Management first open? Old Point National Bank was granted trust powers in 1926
- Where Does Old Point Wealth Management have Offices? Old Point Wealth Management has offices in Chesapeake, Virginia, Newport News, Virginia, and Williamsburg, Virginia.
- Can I schedule an appointment with an Old Point employee online?
Yes go to https://www.oldpoint.com/about/contact/schedule-appointment/ to schedule an appointment online