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Attention:

On February 6-8, online banking will be unavailable as we move to TowneBank systems. Action is needed before February 6 for those who use Quicken, Quickbooks, & Card Controls. On Monday, February 9, you will login to Old Point Online through TowneBank.com. Click to Learn More

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Construction Loans

  • Construction, Old Point National Bank

Construction

We can help you build what you've been dreaming of, and we make the process easy.

  • Loan terms and conditions are based on your needs
  • Use for your primary or secondary residence
  • Peace of mind knowing funds are received as costs are incurred

Normal credit criteria apply.

Contact an Old Point Private Banker to learn more.
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As of September 1, Old Point Wealth Management became a Towne Family Company. For information regarding retirement plans for yourself or your business, please visit Towne Wealth Management. For help with your investments, please reach out to your broker or find your nearest broker at our Newport News or Williamsburg office.
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As of September 1, Old Point National Bank became a division of TowneBank. We recommend considering Towne Insurance as your trusted partner. Insurance products are not insured by the FDIC, are not deposits, and may lose value.
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As of September 1, Old Point National Bank became a division of TowneBank. We recommend considering TowneBank Mortgage as your trusted partner.
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As of September 1, 2025, Old Point National Bank became a division of TowneBank. We invite you to explore career opportunities at TowneBank and all Towne Family Companies here.
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Investment products are not insured by the FDIC, are not deposits, and may lose value.
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