Freedom Checking

Freedom Checking is a low-cost option which offers convenient access to your funds using our anywhere banking tools.

Maintain a $100 average daily balance and we'll waive the $8 monthly fee.

Old Point provides all of our checking customers with these great anywhere banking tools:

Online Banking Icon

Access your accounts anytime, from any computer or mobile device. Deposit checks, transfer funds, pay bills and more!

Mobile Banking Icon

Pay with your debit card in stores, in apps, or online from your phone or supported device.

Bill Pay Icon
Never miss another due date! Pay and schedule bills at the click of a button.

Debit Card Icon
Use your debit card to make everyday purchases, pay bills, and get cash - all with purchase protection.

Zelle Icon
Zelle® is a fast, safe and easy way to send money to friends and family.

Bazing Savings Icon

Surcharge-FREE access to nearly 40,000 convenient ATMs nationwide via the MoneyPass® Network.

EStatements Icon
Receive your statements faster and more securely with eStatements.

Paper statements are available for an additional $3/month.

Compare Our Checking Accounts to Find What's Best for You.

Open a Freedom Checking Account online or visit a local branch.

Meet with a Banking Professional to Open An Account or Learn More About Our Checking Accounts

Already an Old Point customer and ready to upgrade your checking account to include the money-saving benefits of Old Point Perks?

^{Minimum opening deposit for all personal checking accounts is $25.}

^{A monthly fee of $8 will be charged if the account does not maintain a minimum average daily balance of $100.}

^{Paper Statements are an additional $3 per month}