Company Licensing Information

Old Point Mortgage, a division of Old Point National Bank


NMLS ID #500015 (NMLS Consumer Access)

FHA Lender # 28703-0000-4
Main Address: 11780 Jefferson Avenue, Suite C, Newport News, VA 23606
Telephone: 757.769.7169


Old Point is an Equal Housing Lender. Discrimination in mortgage lending is prohibited by the federal Fair Housing Act and HUD’s Office of Fair Housing and Equal Opportunity actively enforces those provisions of the law. The Fair Housing Act makes it unlawful to engage in the following practices based on race, color,
national origin, religion, sex, familial status or handicap (disability):
  • Refuse to make a mortgage loan
  • Refuse to provide information regarding loans
  • Impose different terms or conditions on a loan, such as different interest rates,
    points, or fees
  • Discriminate in appraising property
  • Refuse to purchase a loan or set different terms or conditions for purchasing a loan

Filing a Complaint

If you have experienced any one of the above actions, you may be the victim of
discrimination. Recognizing the signs of lending discrimination is the first step in filing
a complaint. HUD investigates your complaints at no cost to you. If you believe you have
experienced lending discrimination, visit our housing discrimination complaint website to
learn more about the complaint process.

The federal agency that administers these laws is the Federal Trade Commission, Equal
Credit Opportunity, Washington, DC, 20580.