Professional Mortgage Loan Program


If you are a physician, dentist, veterinarian, attorney, or CPA, let us help you find the right home financing with our Professional Mortgage Loan Program. Our experienced loan officers will guide you through a home mortgage process that's tailored specifically to your unique situation.

Program Advantages include:

  • Low down payment options
  • Fixed or adjustable-rate options
  • Up to 100% financing on loan amounts up to $1,000,000
  • Loan amounts available up to $1,500,000
  • No requirement for Private Mortgage Insurance (PMI)
  • Purchase, refinance, construction, and home equity options available
  • Loan closing based on current or contracted employment

Program available only in Old Point's lending regions.


Contact one of our mortgage loan officers to get pre-qualified today!