Benjamin Welcomes You To Old Point Mortgage!

  • 6 years in USAF 1995-2000
  • Entered Mortgage business in 2003 to Present, Officially Licensed when it became a requirement in 2010.
  • 4 years of Property Management Experience
  • Direct communicator – Facts and Figures always with a focus on Customer involvement
  • Detail oriented- Always an eye to the horizon to avoid pitfalls and “loan drama”

Benjamin’s main goal in every transaction is to make his customer happy.  That means honing in on the perfect loan product for your unique financial situation, along with clear communication with the entire “team”.  (Realtors, Financial Advisors, Clients and other parties).  He believes it takes all of us to cross the finish line and close that loan!

Benjamin specializes in the three common core loans available:  VA, FHA, and Conventional loans.  There are other niche loan products available, but he’s chosen to associate himself with experts in those categories as referral partners.  You always get the product expert! 

Benjamin is the Homes for Heroes Affiliate in Hampton Roads:  Teachers, Firefighters, Police, EMTs and Military past and present are given a special discount as a thank you for serving our local community.  If you know of someone in this category please let them know about this great program.


benjamin headdshot

Benjamin Michael Smith

Senior Mortgage Loan Originator

  NMLS # 372396
  VA License # MLO-7800VA

  Mobile # 757.535.5773
  Fax # 757.755.7677


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