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Home Insurance


Look after your biggest investment and everything in it with a proper policy that ensures its protection in the event of an accident or natural disaster.

Our home insurance coverage options include:


 

Property Insurance 

Protect your biggest investment and personal property from various types of damage including fire and lightninghail, vandalism and more. Additional coverage types are also available to safeguard your home and belongings.

Homeowners Liability 

In the event of an accident in your home, someone can claim an injury on your property, holding you fully responsible. Ensure the security of your finances and the safety of your family with a Homeowners Liability policy.

Renters Insurance 

A Renters Insurance policy can pay for the cost of your belongings should they be stolen or damaged due to fire, theft, or vandalism. Liability Coverage is also included in your policy to safeguard yourself against injury claims that may occur in your home.

Condo Insurance 

Unlike Renters Insurance, Condo Insurance covers any damage done to the interior of your home, including drywall, flooring, light fixtures, and more. It includes other features such as guest medical protection and additional living expenses coverage should you need temporary housing while your home is being repaired.

Mobile Home Insurance 

Mobile Home Insurance is much like Homeowners Insurance and includes Personal Property Protection, Family Liability Protection, Guest Medical Protection, and more. Safeguard your home and belongings in the event of a covered loss.

Scheduled Property Insurance 

Protect your most prized possessions with Scheduled Personal Property Insurance. This coverage enhances your current Homeowners or Renters policy and includes items such as jewelry, cameras, artwork, and more. If one of these items is damaged or stolen, the cost of a repair or replacement is covered.

Landlords Insurance 

If you are the owner of a rental property, you’ll want to be prepared in the event that your investment is damaged. Landlords Insurance can give you complete protection, keeping yourself and your property insured.

In-Home Business Insurance 

To ensure that your In-Home Business continues to grow, you’ll need special protection from an In-Home Business Insurance policy. This policy covers professional liability, personal property used for business operationsloss of income due to a covered event, and loss or damage to business records and inventory.

We take the time to create a policy that is customized to your needs, so that you have the insurance plan that will protect what matters most to you.

REQUEST A QUOTE

Contact us at 757.224.1463 or info@oldpointinsurance.com to learn more about our insurance options.


Home & Auto Insurance: Combined Coverage for Better Benefits

By combining home and auto policies, you may be eligible to receive money-saving discounts, a guaranteed full-year policy term for your car, On Your Side® insurance protection, 24-hour Customer and Claim service, and more. 

You may also qualify for extras like single deductibles (when your home and car are damaged as a result of the same event), emergency lockout coverage, accidental death benefits, and airbag replacement from accidental deployment.

Contact us to learn more about the benefits you can receive by combining your home and auto policies.