health insurance

Health Insurance

From individual and group plans to specialized packages, Old Point Insurance offers a variety of Health Insurance options to fit your needs. Health care packages can include:


Individual & Family Health Insurance  

If you do not receive health benefits from your current employer, or you are self-employed, unemployed or a student, an Individual or Family Health Insurance plan is right for you. With the cost of healthcare on the rise, you can’t afford to take any chances. Individual and Family Health Insurance options include:

  • FFS (Fee-for-Service)
  • HMO (Health Maintenance Organization)
  • PPO (Preferred Provider Organization)
  • POS (Point-of-Service)
  • HSA (Health Savings Account)
Group Health Insurance  

Old Point Insurance offers a variety of group health insurance plans for small to mid-sized businesses that will compliment your business’s needs.

Dental Coverage  

Dental Coverage plans are one of the most desired for most Americans. To maintain good oral hygiene and overall health, it’s vital to utilize this coverage.  Dental Coverage options include Traditional Indemnity, Dental Health Maintenance Organization (DHMO) and Preferred Provider Organization (PPO).

Vision Coverage 

Most Americans require either glasses or contact lenses on a daily basis. Choosing the right Vision Coverage can keep you, your family members, and employees from paying large out-of-pocket expenses associated with common optical needs.

Temporary Health Insurance 

A Temporary, or Short-Term, Health Insurance plan keeps you protected from accidents or illnesses that occur when you’re not insured under a standard Health Insurance policy.

Supplemental Insurance 

If there are any gaps in your Health Insurance plan, such as out-of-pocket medical expenses, Supplemental Insurance has you covered.

Disability Insurance 

Disability Insurance provides the protection you need to maintain your standard of living in the event that you get sick or injured and cannot work.

Medical Expense Insurance  

Protect yourself against high out-of-pocket medical expenses should you or a loved one become sick or injured. Gain peace of mind knowing you’re appropriately protected.

Child Health Insurance 

Keep your children insured in the event of illness or injury. If you can’t afford a traditional Health Insurance policy, Old Point Insurance will find the right insurance solution for your situation.

Travel Health Insurance 

Should you become sick or injured in an unfamiliar place, ensure that you’re protected at all times with a Travel Health Insurance policy. Enjoy your next trip with peace of mind.

Prescription Insurance 

The increasing costs of prescription drugs can become a financial burden, especially when you depend on various medications for multiple symptoms. The right Prescription Insurance plan will make your medication more affordable by reducing overall costs, decreasing co-pay expenses, covering specialized medications and making out-of-pocket expenses feasible.


A Health Savings Account allows individuals to set aside money into a savings account to be used for medical expenses not covered under their high-deductible Health Insurance plan. With an HSA, you control how much you wish to set aside for medical expenses. All deposits, growth, and withdrawals are tax-free.

We take the time to create a policy that is customized to your needs, so that you have the insurance plan that will protect what matters most to you.


Contact us at 757.224.1463 or [email protected] to learn more about our insurance options.