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Debit Cards

  • Accepted wherever Visa® is accepted
  • Monitor and control your debit card transactions and even turn your card on and off with the MobiMoney app
  • Visa's Zero Liability protects you from unauthorized use of your card
  • Uses EMV chip technology for increased security protection
  • Purchases are automatically deducted from your checking account
  • Free with your Old Point checking account

Don't have an Old Point National Bank Account Yet? 

Click Here to Apply to Open a Saving or Checking Account Online

Contactless Debit Cards

All new Old Point debit cards feature convenient tap-to-pay technology for a fast, easy, and secure checkout. Simply tap your contactless card on the checkout terminal and your payment is processed in seconds. 

Note: Contactless debit cards work at all types of terminals – not just contactless ones.



Look for the contactless symbol at checkout

2. Tap

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Simply tap your contactless card on the checkout terminal



Your payment is processed in seconds

Contactless Debit Card FAQs

What is a Contactless Card? 

Your contactless card uses short-range wireless technology to make secure payments between a contactless card and a contactless-enabled checkout terminal. When you tap near the Contactless Symbol, your payment is sent for authorization. There is no need to swipe, dip or insert your card.

Is tapping to pay secure? 

Yes, absolutely. Your contactless card has the same secure encryption technology as your current EMV chip card. Each transaction is accompanied by a one-time code that securely protects your payment information.

Where can you use it? 

Retailers who accept contactless payments will display the contactless symbol.                 

Look out for it wherever you shop.


How long do I need to tap my card on the checkout terminal? 

One to two seconds should do it. And don’t worry, even if you tap twice, you won’t be charged twice.

Can a purchase be made without my knowledge (for example: will the card reader activate if I walk past it)? 

No. Your card must be extremely close to the reader – typically between two and four centimeters and the retailer must have first entered the amount for you to approve.

Can I Use My Card for Everyday Transactions or at Non-Chip Terminals? 

Yes. Your contactless card will continue to have contact functionality so they can still be inserted into an EMV reader and will also maintain the magnetic stripe on the back of the card for those merchants who have not upgraded to EMV.