Annual Percentage Yield (APY) accurate as of 9/2/22. Special rate applies during the first twelve months from the account open date. After twelve months, the rate will adjust to Old Point’s current Money Market rate and APY based on the applicable rate tiers in effect at that time. $10,000 minimum deposit required to obtain the disclosed APY. All money deposited at opening must be new money to the bank. If the minimum monthly balance falls below $2,500, a monthly service charge of $10 will be applied. There is also a $10 service charge for each withdrawal in excess of 6 within each statement cycle. Fees could reduce earnings. Member FDIC

Contact any Old Point branch to open an account or for more information on our current rates and terms.