Personal Savings & Investments
Basic Savings
Get in the habit
Low minimum balances, accessible funds
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Statement Savings
Save for short term goals
- $10 minimum opening deposit
- Competitive interest rates
- Your money is always accessible
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Combined Statement Savings
Opt for convenience
- $10 minimum opening deposit
- Easy sign-up and management
- Combine monthly checking and savings account statements and we'll waive the balance requirement for your savings account
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Holiday Club
Save today for a worry-free holiday season
Two great options to choose from:
- An automatic deduction from either your checking or savings account
- In-person coupon payments
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Select Savings
Earn more for your money
Higher interest rates take your dollars farther
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Money Market Savings Account
Build savings more quickly
- $25 minimum opening deposit
- Higher interest rates for higher earnings
- Access your account in the branch or by check
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Preferred Investment Account
Keep your options open
- Flexible account for larger sums of money
- Higher return on investment
- Multiple methods of withdrawal
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Investments
Grow your nest egg faster
Long-term options to secure your future
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Individual Retirement Account (IRA)
Reap the exclusive IRA benefits
- Tax-deferred earnings
- Contributions may be tax deductible
- Three options:
- Traditional
- Roth
- Rollover
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Certificates of Deposit (CDs)
Experience a high-yielding investment
- Select the amount you want to invest
- Choose the length of time for investment
- Tell us how you wish to receive interest payments
- Renew, choose a new CD, or redeem certificate at maturity
For our current CD rates please contact your local Old Point Branch or
call Customer Service at 757-728-1290
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Federal banking regulations limit you to six pre-authorized, telephone or online banking transfers to your other Old Point accounts or to a third party from your savings or money market account per month.
