Savings Accounts | Minimum opening deposit | Minimum balance | Monthly service charge | Interest earned |
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Statement Savings*Grow your safety net | $10 | $200 monthly balance | $2 if balance requirement not met | Competitive interest credited quarterly |
Combined Statement Savings*Enjoy no minimum balance requirement or service charge when combined with a checking account | $10 | $0 | $2 if not on a combined statement with a checking account | Competitive interest credited quarterly |
Navigators Savings*Kids earn prizes for saving Please visit a branch to open an account. | $5 | $0 | None | Competitive interest credited quarterly |
Holiday Club Savings**Set up automatic transfers to save for holiday expenses | $5 | $0 | None | Competitive interest credited annually |
Preferred Investment Savings***Flexible account for larger balances | $2,500 | $25,000 average daily balance | $10 if balance requirement not met | Competitive tiered interest credited monthly |
* 2 withdrawals by any method allowed per month at no charge. Each additional withdrawal will incur a $3 fee. There is a $6 fee if the account is closed within 6 months of the initial opening date.
** 1 withdrawal by any method allowed per year at no charge. Each additional withdrawal will incur a $10 fee. There is a $6 fee if the account is closed within 6 months of the initial opening date.
*** 6 withdrawals by any method allowed per statement cycle at no charge. Each additional withdrawal will incur a $10 fee.
Money Market AccountsEarn more for your money Higher interest rates take your dollars farther |
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Build savings more quickly
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6 withdrawals by any method allowed per statement cycle at no charge. Each additional withdrawal will incur a $10 fee.
Individual Retirement Accounts (IRAs)Grow your nest egg faster Long-term options to secure your future |
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Reap the exclusive IRA benefits
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Certificates of Deposit (CDs)Experience a high-yielding investment |
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For a full list of our current CD rates, please contact your local Old Point branch or call Customer Service at 757.728.1290. |
