Student Loans

In-school Loans

Get the money you need to reach your higher education goals. After considering all your federal loans, scholarships and grants, you may still have a gap you need to cover your total college costs.

Old Point National Bank works with College Ave Student Loans to provide a simple application and a personalized loan experience for undergraduates, graduates and parents.

  • Build a repayment plan that fits your budget
  • Easy online application - instant credit decision
  • No origination or prepayment fees

Click below to learn more and apply!

Undergraduate Student Loans



Student Loan Refinancing

College Ave Student Loans also offers Student Loan Refinancing for graduates. Refinancing your existing student loans can reduce your monthly payment and even the total cost of your loan! Plus, combining multiple loans into one loan can make repayment easier and simplify your life.

  • You may save money with a lower interest rate
  • Simplify your life with one easy monthly payment by combining multiple loans into one single loan
  • Refinance a single loan or several existing loans

Click below to learn more and apply!

Refinance Your Student Loan


Student Loan Videos

Our private student loan partner College Ave Student Loans has created these videos to help you understand your options for paying for school and the student loan process.

How to Pay for College


Everyone’s financial situation is different. Attending college is a big financial decision for you and your family. 

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 College can be expensive, but there are ways to make it more affordable. The first step is completing the FAFSA form.  

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Federal vs. Private Loans


There are two types of student loans: federal student loans and private student loans. If you’re trying to figure out how you’re going to pay for school, you’ve likely thought about both and it’s important to know the difference.   

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 Variable vs. Fixed Rates


If you need a private student loan to help pay for college, it is important to understand interest rate options and how they impact your total cost. Our private student loan partner College Ave Student Loans has created this video to demonstrate these differences. 

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 Paying for Graduate school 


You may be wondering how you’ll afford grad school and possibly weighing student loan options. 

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Student Loan 101 


Thinking about taking out student loans to help pay for college? Finding your way through the loan process can raise questions about how student loans work.

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Understanding Financial Aid Letters


Many who are going to college will have likely seen a financial aid award letter. Paying for college can be confusing. 

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How to Pay for a Summer Session


You may need to figure out how you are going to pay for a summer college school session. 

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 How to Find a Cosigner


When students and families are determining their financial needs for college, most applying for a private student loan will need a cosigner. 

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 How to repay student loans 


As a recent college graduate, if you took out student loans to help pay for your college, you may be thinking about the options for paying back these loans.

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