Loan Payment Options


We offer many convenient options for making your Old Point loan payments. Choose the method that best fits your needs.

Set up FREE automatic recurring payments

  • Contact us at 757.728.1290 or info@oldpoint.com to set up a recurring automatic loan payment.

Please note: A completed automatic payment form must be received at least 10 days prior to your due date for your payment to process by your due date.

Set up FREE one-time or recurring automatic payments in online banking

  • Use Old Point's online banking to transfer money and make loan payments, even from another financial institution.
  • Not enrolled? Click here to enroll in online banking. 

Please note: If you are a new Old Point customer, you may not have immediate access to make loan payments through online banking. Also, verifying a new external account can take a few days, so don't wait until your due date!

Make a payment with your Bill Pay service

  • If you have Bill Pay service with Old Point or another financial institution, login into your online banking to set up a one-time or recurring payment.

Make a payment online

  • Click the button below to make a loan payment through our website using your debit card or eCheck.
  • A $6.95 convenience fee will apply to all loan payments made online using your debit card or e-check
  • Payments must be received by 4:00pm EST to be posted to your loan the same day.
  • We are unable to process online payments for lines of credit.
  • Register yourself to save your information to make future payments easier.

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Make a payment over the phone

  • Call us at 757.728.1290 Monday-Thursday 9:00am-5:30pm or Friday 9:00am-6:00pm EST to make a loan payment using your debit card or eCheck.
  • A $6.95 convenience fee will apply to all loan payments made over the phone using your debit card or e-check
  • Payments must be received by 4:00pm EST to be posted to your loan the same day.

Make a payment at a branch

  • Visit any Old Point branch during business hours to make a loan payment by cash, check, or transfer.

Mail a check payment

  • Mail a check payment to: Old Point National Bank, ATTN: Loan Servicing, P.O. Box 3392, Hampton, VA 23663
  • Be sure to include your account number or payment coupon.