Auto Loans

Loans to Fit Your Needs

  • New and used car loans
  • Fixed rate options from 2 years to 7 years
  • Rates starting at 3.75% APR*


  • Find the value of your make and model here.
  • Download our free car buying guide here.

Ask your dealership for financing from Old Point, contact one of our branches, or call us at 757.728.1290.


Making an Auto Loan Payment?

Log in to Online Banking on the left to make your auto loan payment.

Don't have Online Banking? Then click here to make your auto loan payment.


Need Auto Insurance? Old Point can help with that too!

Click here for more information and to request a quote


*Subject to normal credit approval criteria; advertised rate requires auto-drafted payments. Rates, terms, and conditions are subject to change. Please contact an Old Point lender for the Annual Percentage Rate (APR) currently in effect. As a payment example, a $25,000 five-year new car loan with 3.75% APR would have 59 monthly payments of $457.60 and a final payment of $456.17.