Auto Loans

Car Loans to Fit Your Needs

  • Fixed rate options from 3 years to 7 years
  • Rates starting at 2.99% APR*
  • New and used car loans

Let's Get Started

  • Find the value of your make and model here.
  • Contact an Old Point lender to put you in the driver's seat.  

Click here for Indirect Dealer information

*Rates subject to change. Please contact an Old Point Lender for the APR currently in effect. As a payment example, a $15,000 three-year car loan with 2.99% APR would have 36 monthly payments of $436.15.

**New vehicle value based on sales price or MSRP, whichever is lower, Used vehicle value based on sales price or clean trade-in value, whichever is lower.