Auto Loans

Loans to Fit Your Needs

  • New and used car loans
  • Fixed rate options from 2 years to 7 years
  • Rates starting at 3.25% APR*

Get Started Today!

  • Find the value of your make and model here.
  • Put yourself in the driver's seat - Just ask your dealership for financing from Old Point National Bank or contact one of our branches.


*Subject to credit approval. Normal credit approval criteria apply. Rates, terms, and conditions are subject to change. Please contact an Old Point lender for the APR currently in effect. As a payment example, a $25,000 five-year new car loan with 3.25% APR would have 59 monthly payments of $452 and a final payment of $450.78.

Auto Loan Payments

Log in to Online Banking on the left to make your auto loan payment.

Don't have Online Banking? Then click here to make your auto loan payment.