Auto Loans

Loans to Fit Your Needs

  • New and used car loans
  • Fixed rate options from 2 years to 7 years
  • Rates starting at 3.75% APR*


  • Find the value of your make and model here.
  • Download our free car buying guide here.

Ask your dealership for financing from Old Point, contact one of our branches, or call us at 757.728.1290.


Need to Make an Auto Loan Payment?

Click here for information about the many convenient options we provide for making your Old Point loan payment.


Need Auto Insurance? Old Point can help with that too!

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*Subject to normal credit approval criteria; advertised rate requires auto-drafted payments. Rates, terms, and conditions are subject to change. Please contact an Old Point lender for the Annual Percentage Rate (APR) currently in effect. As a payment example, a $25,000 five-year new car loan with 3.75% APR would have 59 monthly payments of $457.60 and a final payment of $456.17.