dad carrying his son

Auto Loans

Whether you need to refinance an existing auto loan or you're looking to make a new purchase, we have competitive rates and loan terms to fit your needs.

Read More - Auto Loans

Personal Loans and Lines of Credit

Finance big purchases, consolidate debt, or use as a safety net. Personal Loans and Lines of Credit help you to prepare for the expected and the unexpected.

Read More - Personal Loans and Lines of Credit


Financing solutions that allow you to take the things you've always envisioned and turn them into reality.

Read More - Construction

Home Equity

Take advantage of the equity in your home. Use it to make updates to your home, pay down debt, education funding and more. 

Read More - Home Equity

Lot Loans

Purchase or refinance land with our flexible financing options.                                                                      

Read More - Lot Loans

Recreational Vehicles

Whether you want to have fun on the water or on the road, we have a loan to help you get the recreational vehicle you've been longing for.

Read More - Recreational Vehicles

We have just about as many ways to lend money as you have plans to use it. Plus if you make your loan payments through automatic deduction from an existing Old Point account, you’ll get a discount off our already competitive loan rates. At Old Point you deal with a local manager or loan officer for the entire loan process. This means no third-party loan brokers to deal with and you get your answer quick.

Contact your nearest Old Point branch for more information on our current rates and terms. Our loan specialists take time to discuss the best way for you to finance what you need and will help you to choose the right loan for your situation.


Click here for our Fax-Back Credit Application

Equal Housing Lender Logo1.png