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Auto Loans

Whether you need to refinance an existing auto loan or you're looking to make a new purchase, we have competitive rates and loan terms to fit your needs.

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Personal Loans & Lines of Credit

Finance big purchases, consolidate debt, or use as a safety net. Personal Loans and Lines of Credit help you to prepare for the expected and the unexpected.

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Recreational Vehicle Loans

Whether you want to have fun on the water or on the road, we can help you get the recreational vehicle you're longing for.

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Home Equity Loans & Lines of Credit

Take advantage of the equity in your home. Use it to make updates to your home, pay down debt, education funding and more. 

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Lot Loans

Purchase or refinance land with our flexible financing options.

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Mortgages

From purchasing to refinancing, Old Point Mortgage has the loan that's right for you.

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Construction Loans

Financing solutions that allow you to turn your visions into reality.

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Credit Cards

Increase your purchasing power with great benefits!

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Read More - Business Credit Cards

We have just about as many ways to lend money as you have plans to use it and our loan specialists will take the time to help you to choose the right loan for your situation.

At Old Point, you deal with a local loan officer for the entire loan process. This means no third-party loan brokers to deal with and you get your answers quickly. Plus, if you make your loan payments through automatic deduction from an existing Old Point account, you’ll get a discount off our already competitive loan rates.

Contact your nearest Old Point branch for more information on our current rates and terms.

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