Whether you need to refinance an existing auto loan or you're looking to make a new purchase, we have competitive rates and loan terms to fit your needs.
Personal Loans and Lines of Credit
Finance big purchases, consolidate debt, or use as a safety net. Personal Loans and Lines of Credit help you to prepare for the expected and the unexpected.
Financing solutions that allow you to take the things you've always envisioned and turn them into reality.
Take advantage of the equity in your home. Use it to make updates to your home, pay down debt, education funding and more.
We have just about as many ways to lend money as you have plans to use it. Plus if you make your loan payments through automatic deduction from an existing Old Point account, you’ll get a discount off our already competitive loan rates. At Old Point you deal with a local manager or loan officer for the entire loan process. This means no third-party loan brokers to deal with and you get your answer quick.
Contact your nearest Old Point branch for more information on our current rates and terms. Our loan specialists take time to discuss the best way for you to finance what you need and will help you to choose the right loan for your situation.