We have just about as many ways to lend money as you have plans to use it.

At Old Point, you deal with a local manager or loan officer for the entire loan process. This means no third-party loan brokers to deal with and you get your answer quick. PLUS if you make your loan payments through automatic deduction from an existing Old Point account, you’ll get a discount off our already competitive loan rate.

Click here for Old Point's Fax-Back Credit Application

We have loan specialists who will take time to help you choose the right loan for your personal situation. Contact your nearest Old Point branch for more information on our current rates and terms. 

Auto Loans

Whether you need to refinance an existing auto loan or you're looking to make a new purchase, we have competitive rates and loan terms to fit your needs.

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Personal Loans and Lines of Credit

Finance big purchases, consolidate debt, or use as a safety net. Personal Loans and Lines of Credit help you to prepare for the expected and the unexpected.

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Financing solutions that allow you to take the things you've always envisioned and turn them into reality.

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Home Equity

Take advantage of the equity in your home. Use it to make updates to your home, pay down debt, education funding and more. 

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Lot Loans

Purchase or refinance land with our flexible financing options.                                                                      

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Recreational Vehicles

Whether you want to have fun on the water or on the road, we have a loan to help you get the recreational vehicle you've been longing for.

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Click here for Indirect Dealer information