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Auto Loans
Whether you need to refinance an existing auto loan or you're looking to make a new purchase, we have competitive rates and loan terms to fit your needs.
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Personal Loans & Lines of Credit
Finance big purchases, consolidate debt, or use as a safety net. Personal Loans and Lines of Credit help you to prepare for the expected and the unexpected.
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Recreational Vehicle Loans
Whether you want to have fun on the water or on the road, we can help you get the recreational vehicle you're longing for.
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Home Equity Loans & Lines of Credit
Take advantage of the equity in your home. Use it to make updates to your home, pay down debt, education funding and more.
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Lot Loans
Purchase or refinance land with our flexible financing options.
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Construction Loans
Financing solutions that allow you to turn your visions into reality.
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Mortgages
From purchasing to refinancing, Old Point Mortgage has the loan that's right for you.
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Credit Cards
Increase your purchasing power with great benefits!
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Student Loans
Get the money you need to reach your higher education goals.
At Old Point, you deal with a local loan officer for the entire loan process. This means no third-party loan brokers to deal with and you get your answers quickly. Plus, if you make your loan payments through automatic deduction from an existing Old Point account, you'll get a discount off our already competitive loan rates.