Admirals Club

There is great value to our Admirals Club checking account. In addition to all of the great benefits you receive with all of our checking accounts, Old Point is rewarding our Admirals Club customers with lots of extras, and an added layer of security with our free credit monitoring feature.


When you maintain a minimum of $15,000 in the combined balances of your eligible deposits and loans with Old Point, you qualify for the account that gives you:
  • Premium rate tiered interest on your anchor account
  • Free online bill pay
  • Free product checks
  • No maintenance charges on your anchor account
  • Free cashiers checks
  • Free deposit based overdraft protection
  • Free foreign ATM transactions (ATM owner may charge)
  • Free 3x5 safe deposit box
  • Free will review
  • Two free travel cards per year
  • Higher limit credit-based overdraft protection available
  • A consolidated statement
  • One free stop payment per statement cycle 

When you consider all the benefits and free services offered by the Admirals Club account, you’ll realize just how pleasant, convenient and easy banking can be. And it’s only at Old Point National Bank.

The Admirals Club account is designed to offer benefits to consumers. Only personal account balances may be added together to qualify for Admirals Club privileges without the $20 service charge. Each account may be used only once.

Qualifying Accounts
  • Personal checking accounts
  • Statement savings accounts
  • Money Market Savings
  • Preferred Investment Accounts
  • CDs
  • Overdraft loans
  • Installment loans
  • Equity loans and lines
  • Dealer loans
  • Personal line of credit
(Note: Account balances that may not be used to qualify for Admirals Club privileges without the fee are: Holiday clubs, Commercial accounts, Estate or Trustee accounts, mortgages)