Admirals Club

There is great value in our Admirals Club checking account. In addition to the benefits you receive with all of our checking accounts, Old Point rewards our Admirals Club customers with lots of extras!


When you maintain a combined minimum balance of $15,000 in your eligible accounts and loans with Old Point, you qualify for this account that provides:
  • Free Identity Management Services
  • Premium tiered interest rate on your anchor account
  • Free online bill pay
  • Free exclusive design checks
  • No maintenance charges on your anchor account
  • Free cashiers checks
  • Free deposit based overdraft protection
  • Free foreign ATM transactions (ATM owner may charge)
  • Free 3x5 safe deposit box
  • Free trust assessment and will review
  • Two free travel cards per year
  • Higher limit credit-based overdraft protection available
  • One free stop payment per statement cycle 

When you consider all the benefits and free services offered by the Admirals Club account, you’ll realize just how pleasant, convenient and easy banking can be.

Apply Now to Open An Account Online


Qualifying Accounts
  • Personal checking accounts
  • Statement savings accounts
  • Money Market Savings
  • Preferred Investment Accounts
  • CDs
  • Overdraft loans
  • Installment loans
  • Equity loans and lines
  • Dealer loans
  • Personal line of credit
(Note: Account balances that may not be used to qualify for Admirals Club privileges without the fee are: Holiday clubs, Commercial accounts, Estate or Trustee accounts, mortgages)

Only personal account balances may be added together to qualify for Admirals Club privileges without the service charge. Each account may be used only once.


FraudScout® can also be added to your account, which provides triple bureau credit monitoring, triple bureau credit reports, and triple bureau credit scores!

$7.99/month for one person or $12.99/month for up to 4 account signers

Identity Theft Assistance

Our Admiral Club Checking customers have access to Identity Management Services. If you suspect fraud or simply have a question, call us at 757.728.1290 and we can connect you with an experienced fraud specialist at CyberScout for personal assistance with the resolution process.