Admirals Club

There is great value to our Admirals Club checking account. In addition to the benefits you receive with all of our checking accounts, Old Point rewards our Admirals Club customers with lots of extras!


When you maintain a combined minimum balance of $15,000 in your eligible accounts and loans with Old Point, you qualify for this account that provides:
  • Free Identity Management Services
  • Premium tiered interest rate on your anchor account
  • Free online bill pay
  • Free exclusive design checks
  • No maintenance charges on your anchor account
  • Free cashiers checks
  • Free deposit based overdraft protection
  • Free foreign ATM transactions (ATM owner may charge)
  • Free 3x5 safe deposit box
  • Free trust assessment and will review
  • Two free travel cards per year
  • Higher limit credit-based overdraft protection available
  • One free stop payment per statement cycle 

FraudScout® can also be added to your account, which provides triple bureau credit monitoring, credit reports, and credit scores for only $7.99/month for one person or $12.99/month for up to 4 account signers!

When you consider all the benefits and free services offered by the Admirals Club account, you’ll realize just how pleasant, convenient and easy banking can be. And it’s only at Old Point National Bank!

The Admirals Club account is designed to offer benefits to consumers. Only personal account balances may be added together to qualify for Admirals Club privileges without the service charge. Each account may be used only once.

Qualifying Accounts
  • Personal checking accounts
  • Statement savings accounts
  • Money Market Savings
  • Preferred Investment Accounts
  • CDs
  • Overdraft loans
  • Installment loans
  • Equity loans and lines
  • Dealer loans
  • Personal line of credit
(Note: Account balances that may not be used to qualify for Admirals Club privileges without the fee are: Holiday clubs, Commercial accounts, Estate or Trustee accounts, mortgages)