Premium Checking

^{Minimum opening deposit for all personal checking accounts is $25.}

^{A monthly fee of $10.00 will be charged if the account does not maintain a minimum average monthly balance of $2,500.}

^{Insurance and Investment products offered are Not bank deposits or obligations, NOT FDIC-insured, Not insured by any government agency, Not guaranteed by Old Point National Bank, a Division of TowneBank, and may go down in value.}

^{Your mobile carrier's web access and text messaging charges may apply. Availability may be affected by your mobile carrier's coverage area.}

^{Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.}

^{Google Play and Google Logo are trademarks of Google Inc.}

^{App Store is a service mark of Apple Inc.}

^{Free safe deposit box is subject to availability.}