Personal Checking
At Old Point National Bank, we offer an entire line of simple, convenient checking accounts with options to suit your financial needs.
All of our accounts include these great benefits:
• Unlimited check writing
• FREE ATM/VISA® Debit Card
• Surcharge-FREE ATM Access via the Allpoint Network
• FREE Online Banking
• FREE Mobile Banking
• Easy-to-balance monthly statements with check images for easy record keeping
Already have a checking account?
- Click here to order your checks
- Opt-In for Old Point's overdraft protection
Available Accounts:
| Minimum Opening Deposit | Minimum Balance | Monthly Service Charge | Interest Earned on Account | Statements | |
|---|---|---|---|---|---|
Admirals Club CheckingPremium checking with unrivaled benefits and the option to add FraudScout® protection
Click here for more information |
$25
|
$15,000+* | $0** |
YES: Current Market Rate For balances $0-$2,499 |
eStatements or Paper Statements |
|
$0-$14,999* |
$20** |
||||
Secure CheckingArm yourself with FraudScout® and Identity Management Services to guard your credit, cash and good name. Click here for more information |
$25 |
$0 |
$9.99*** |
YES: |
eStatements**** |
Interest CheckingLet your direct deposit earn you interest, for free |
$25 | $0 | $0 | YES: Interest Checking Rate for balances $0+ |
eStatements**** |
50+ Free Interest CheckingSpecially designed for customers 50 and over |
$25 |
$0 |
$0 |
YES: |
eStatements or Paper Statements |
Free CheckingClassic choice and free access to great features |
$25 |
$0 |
$0 |
NO |
eStatements**** |
*Combined balance of your eligible deposits and loans with Old Point
**Additional fees apply for adding FraudScout®
***Or $14.99/month for 2-4 account signers
****Paper statements available for $3.00/month