Personal Checking
At Old Point National Bank, we offer an entire line of simple, convenient checking accounts with options to suit your financial needs.
All of our accounts include these great benefits:
• Unlimited check writing
• FREE ATM/VISA® Debit Card
• ATM Access via the Allpoint Network
• FREE Online Banking
• FREE Mobile Banking
• Easy-to-balance monthly statements with check images for easy record keeping
Already have a checking account?
- Click here to order your checks.
- Opt-In NOW for Old Point's overdraft protection.
- Maximize your convenience, savings and security with Old Point Extras. Ask about these special services when opening your account.
Available Accounts:
| Minimum Opening Deposit | Minimum Balance | Monthly Service Charge | Interest Earned on Account | Statements | |
|---|---|---|---|---|---|
Totally Free CheckingClassic choice and free access to great features |
$25 |
$0 |
$0 |
No |
eStatements** |
Easy Pay Free Interest CheckingLet direct deposit earn you interest, for free |
$25 |
$0 |
$0 |
YES: |
eStatements** |
50+ Free Interest CheckingSpecially designed for customers 50 and over |
$25 |
$0 |
$0 |
YES: |
eStatements or Paper Statements |
Admirals Club CheckingPremium checking with unrivaled benefits and extras Click here for more information |
$25 |
$15,000*+ |
$0 |
YES: |
eStatements or Paper Statements |
|
$25 |
$0-$14,999*+ |
$20 |
YES: |
eStatements or Paper Statements |
*Combined balance of your eligible deposits and loans with Old Point
**Paper statements available for $3.00/month