Personal Credit Cards

Old Point offers consumer credit cards to fit your lifestyle*:

  • Low rate personal cards
  • No annual fee**
  • Earn what you want with rewards cards
  • Enjoy credit convenience from the bank you trust
Stop by a convenient Old Point location or click here for more information, or to apply for your card today!

* Subject to credit review and approval.  Cards issued by Fifth Third Bank, pursuant to a license from MasterCard International Incorporated.

** Transaction and other fees may apply. Balance transfer fee: 4% of the total dollar amount transferred.  Cash Advance: Either $5 or 4% of the amount of each Cash Advance, whichever is greater. International Transaction: 3% of each transaction in U.S. dollars.  $9.95 Expedited Phone Payment fee.  Convenience Check Fee: Either $5 or 4% of the total dollar amount of each check, whichever is greater. Late Payment Fee: up to $35.00. Expedited Card Delivery Fee: $30.00 per Account. Replacement Card Fee: $10.00. Transaction and Other Fees will appear on your monthly Account Statement. Fees may increase your Minimum Amount Due on your next monthly statement depending upon the size of the transaction or fee type. Refer to the Payments Section of the Card Agreement for Minimum Amount Due information.