Personal Credit Cards


Old Point is pleased to offer your choice of credit cards, designed to meet your needs, all with NO annual fee. Stop by a convenient Old Point location for more information or to apply for your card today!

Already have an Old Point Credit Card?

Cash Rewards Card

  • 1% CASH BACK on net purchases1
  • Get $50 rewards checks automatically
1 Net purchases are defined as the dollar value of goods and services purchased with the card, minus any credits, returns or other adjustments reflected on the monthly statements.

Platinum Rewards Card

  • Earn 1 point for ever $1 in net purchases1
  • Choose from over 1,000 rewards including travel discounts, gift cards or build your own reward2
1 Net purchases are defined as the dollar value of goods and services purchased with the card, minus any credits, returns or other adjustments reflected on the monthly statements.
2 Available prizes and point levels are subject to change without  notice. Sample listing only. Full program details will be provided after your account is opened.

Platinum Card

  • Travel benefits including travel accident insurance and auto rental collision waiver


FREE Cell Phone Protection

Whichever card you choose, use it to pay your cell phone bill and it's protected from damage or theft. Details provided with your new card.