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Small Business Loans

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Manage and Grow Your Business on Your Own Terms

We now offer an additional opportunity to apply for small business loans and lines of credit up to $250,000 to meet cash flow needs and grow your business like never before. Applying will not affect your credit score and you may receive funding in as little as 24 hours after credit approval.

New equipment, more inventory, extra staff, more space, payroll or short-term cash flow. We have you covered with1:

  • Term Loans

  • Lines of credit

  • Borrow from $2,000 up to $250,0002

  • 3-36 month terms, no pre-payment penalties

  • Affordable interest rates3

  • Receive loan offer with no credit impact

  • Borrowers can apply in minutes, receive a pre-approval decision in hours, and funds are typically deposited the next business day after credit approval.

 

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1 The products and services related to small business loans listed below are provided by StreetShares, Inc. or its affiliates, not Old Point National Bank.

2 This is not an offer of credit; applications subject to individual credit approval in StreetShares' discretion; standard terms and conditions apply; rates and amounts may vary; various factors impact rates, amounts, and duration of funding available, including credit approval and prior history of loans with StreetShares.

3 "Affordable interest rates" refers to StreetShares' interest rates and fees when compared to the interest rates and fees charged by other online lenders.