Business Credit Cards


With no annual fee

Simplify business transactions with a Business Credit Card from Old Point.

Enjoy Business Purchasing Power
Use Old Point’s Business Credit Card for all your business purchases and get a 0% introductory APR for six billing cycles. We offer flexible billing options, too.

Transfer Credit Card Balances
Transfer your high-rate credit card balances to your Old Point Business Credit Card and save even more!

Manage Your Account Online
Simply go to

Obtain Additional Cards
Once your account is set up, we can provide any additional Business Credit Cards you may need.

Travel with Your Card
The Old Point Business Credit Card comes with peace-of-mind travel benefits, including $400,000 in travel accident insurance.

Step Up to the Business Rewards Credit Card
Enjoy all the benefits of the Business Credit Card and earn great rewards—with no annual fee! Earn one point for every $1 in net purchases charged to your Business Rewards Card.

Available Accounts:

Business Credit Card

Get the financial advantage you need to manage and maintain the success of your business, for no annual fee.
  • Transfer your high-interest rate credit card balances to your Business Credit Card and save!
  • FREE additional cards after the account is set up
  • Online account access at
  • Flexibile billing options
  • Peace of mind travel benefits, including $400,000 Travel Accident Insurance

Business Rewards Credit Card

Turn your everyday business purchases into great rewards, for no annual fee!

Enjoy all the benefits of the Business Credit Card PLUS earn great rewards. Earn one point for every $1 in net purchases1 charged to your Business Rewards Card. Over 1,000 rewards options2 to choose from, including:
  • $100-$500 airline ticket discounts
  • Admission tickets to theme parks like Disneyland, Universal Studios, and Sea World
  • Hotel Discounts: Marriott, Hyatt and more
  • Golf and vacation travel packages
Gift Cards
  • Over 140 choices, including The Home Depot, Starbucks and Blockbuster
  • Start earning gift cards for as little as 2,000 points
  • Earn cash back in $100 increments

1 Net purchases are defined as the dollar value of goods and services purchased with the card, minus any credits, returns or other adustments reflected on the monthly statements.

2 Available prizes and points levels are subject to change without notice. Sample listing only. Full program details will be provided after your account is opened.