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Merchant Card Services

  • Merchant Card Services, Old Point National Bank

Our first-class Commercial Services team provides unmatched local service!

  • Save up to 40% on credit and debit card processing
  • Next day funding options available
  • Seamless solutions and reporting capabilities that are accessible anytime, anywhere
  • State-of-the-art security offerings
  • 24/7 technical support
Cardpoint

We can help your business spend less money on processing debit and credit card payments, while also enjoying improved payment security, technology, and processing in-store, online, and on mobile devices.  

Using Old Point for your processing needs means you'll always win:
CardPointe
  • Rely on Our Support

    Old Point will enable you to accept Visa, MasterCard, Discover or American Express, and provide all the on-site service, training and equipment you need.

  • Enjoy Fast Turnaround

    After your customers sign on the dotted line, your account will be credited within 24 to 48 hours. Next-day funding options dependent on settlement time.

  • Optimize Your Business Performance

    We evaluate your business goals and help you choose the technologies and tools that best fit your needs. Some options include: online, mobile, and terminal processing.

  • Update Effortlessly

    Let Old Point integrate the business solutions you need into your existing infrastructure. We'll follow up with the industry's best customer service.

  • Expect Great Results with Merchant Card Services

    Old Point will handle all your transactions with full transparency and no hidden fees. We will educate your team about the various items you'll see on your statement, and we'll always be available to help solve any problem you might have.

Merchant Supplies

Merchant Supplies

Contact your Old Point Merchant Services representative to order supplies for your credit card terminal.

Gift Card Services

Gift cards are an easy, fun way to increase business and build your customer loyalty.

  • Prepaid and efficient
  • Customizable
  • Easy setup (works seamlessly with various terminals, PC software or integrated point-of-sale devices)
  • Simple for customers to buy, give, carry, and use
  • Generate reporting not available via traditional methods

Use gift cards to expand your market, advertise your store, reward return business, and promote customer retention!

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As of September 1, Old Point Wealth Management became a Towne Family Company. For information regarding retirement plans for yourself or your business, please visit Towne Wealth Management. For help with your investments, please reach out to your broker or find your nearest broker at our Newport News or Williamsburg office.
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As of September 1, 2025, Old Point National Bank became a division of TowneBank. We invite you to explore career opportunities at TowneBank and all Towne Family Companies here.
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You are entering the Old Point Wealth Management, A Towne Family Company website

Investment products are not insured by the FDIC, are not deposits, and may lose value.