Online Banking


MANAGE YOUR BUSINESS BANKING ONLINE

Enjoy convenience, any time

Business account access whenever you need it.

Increased Efficiency
Your business can conduct many manual services electronically, such as direct deposit, payment collections, wire transfers or electronic tax payment processing. You can also transfer funds between accounts, view check images, reorder checks and more.

Targeted Reporting
Access account information for optimizing cash flow and integrating with your software for more efficient account reconciliation. Multiple users and levels of authority can be added.

Improved Security
You can reduce opportunities for account fraud through online banking instead of using less secure manual check-based methods.

Use the Online Options Your Business Needs
Old Point offers a wide range of online services to meet your needs. Schedule an appointment with one of our experienced Old Point Treasury Services professionals to find the best Online Banking package for your business.

 
Try our online demo and see how easy it is to balance accounts, pay bills and transfer funds totally online from any location!
 

Compare Old Point's Online Services:

 

Online Product Name

Online Feature Online
Business
Express
Online
Small
Business
Services
Online
Business
Services
Online
Payment
Services
View Balances green-dot.png green-dot.png green-dot.png green-dot.png
View Transaction History green-dot.png green-dot.png green-dot.png green-dot.png
View Statements green-dot.png green-dot.png green-dot.png green-dot.png
Transfer Funds between accounts green-dot.png green-dot.png green-dot.png green-dot.png
Request Stop Payments green-dot.png green-dot.png green-dot.png green-dot.png
View Check Images green-dot.png green-dot.png green-dot.png green-dot.png
Order Checks green-dot.png green-dot.png green-dot.png green-dot.png
Download Account History green-dot.png green-dot.png green-dot.png green-dot.png
Allow Multiple Users   green-dot.png green-dot.png green-dot.png
Online Bill Payment        
- Pay up to 10 bills per month*   green-dot.png    
- Pay up to 15 bills per month*       green-dot.png
- Pay up to 25 bills per month*     green-dot.png  
Generate Wire Transfers     green-dot.png green-dot.png
Originate ACH Debit/Credits to include Direct Deposits        
- 10 single item entries**   green-dot.png    
- Batch files       green-dot.png
Initiate Electronic Federal Tax Payments   green-dot.png green-dot.png green-dot.png
Cost of Service*** Free! $15 $25 $40

*$0.50 per each additional Billpay per month
**$1.00 for each additional ACH entry per month
***can be offset by account balances

 

Old Point Online Business Express

What could be easier than maintaining your account from the comfort of your office?
With Old Point Online Business Express, you can:
    • View your balances
    • Transfer between accounts
    • Reconcile your account
    • Stop payments
    • View check images
    • Order new checks
    • Download data to your accounting programs

And it’s all free!

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Online Small Business Services

For the small business who would like the convenience of paying their bills online and direct deposit for a low monthly fee. With Online Small Business Services, you’ll receive all the great benefits of Online Business Express in addition to:
    • Multiple user access levels
    • Originate up to 10 (ten) Bill Pay*
    • Originate up to 10 (ten) Single Item ACH Debit or Credit entries**
    • Initiate Electronic Federal Tax Payments (EFTPS)
    • All for only $15 per month!***
*$0.50 per each additional Bill Pay per month
**$1.00 for each additional ACH entry per month
*** can be offset by account balances

Old Point Online Business Services

Need more? For the business that would like the added protection of multiple access levels, uses wire transfers, and wishes to have the security and convenience of online bill pay, we offer Online Business Services.
 
With this service, you can use all of the features described in Old Point Online Business Express AND: 
    • Pay up to 25 bills a month* online
    • Generate wire transfers online, with the added benefit of a 5 p.m. cutoff and email notification of wire execution
    • All for $25 per month**

*$0.50 per each additional Bill Pay per month 
**can be offset by account balances

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Old Point Online Payment Services

Do you need to make or collect regular payments electronically? Online Payments Services is to the way to go. You can use it to make direct deposits of employees’ payroll, saving them (and you) time and money. Or, you may need to collect dues or fees on a regular monthly basis. Both kinds of services are included.

    • Direct deposit
    • Direct payment
    • Generate wire transfers online, with the added benefit of a 5 p.m. cutoff and email notification of wire execution
    • Old Point Online Business Express
    • Pay up to 15 bills a month* online
    • One low monthly fee of $40**

*$0.50 per each additional Bill Pay per month 
**can be offset by account balances

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