Online Banking
MANAGE YOUR BUSINESS BANKING ONLINE
Enjoy the convenience of business account access whenever you need it
Increased Efficiency
Your business can conduct many services electronically, such as direct deposit, payment collections, wire transfers or electronic tax payment processing. You can also transfer funds between accounts, view check images, reorder checks and more.
Your business can conduct many services electronically, such as direct deposit, payment collections, wire transfers or electronic tax payment processing. You can also transfer funds between accounts, view check images, reorder checks and more.
Targeted Reporting
Access account information for optimizing cash flow and integrating with your software for more efficient account reconciliation. Multiple users and levels of authority can be added.
Improved Security
You can reduce opportunities for account fraud through online banking instead of using less secure manual check-based methods.
You can reduce opportunities for account fraud through online banking instead of using less secure manual check-based methods.
Use the Online Options Your Business Needs
Old Point offers a wide range of online services to meet your needs. Schedule an appointment with one of our experienced Old Point Treasury Services professionals to find the best Online Banking package for your business.
Old Point offers a wide range of online services to meet your needs. Schedule an appointment with one of our experienced Old Point Treasury Services professionals to find the best Online Banking package for your business.
Try our online demo and see how easy it is to balance accounts, pay bills and transfer funds totally online from any location!
Compare Old Point's Online Services:
| Online Services | Online Service Options | |||
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| Features | Online Business Express |
Online Small Business Services |
Online Business Services |
Online Payment Services |
| View Balances |  |
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| View Transaction History | |
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| View Statements | |
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| Transfer Funds between accounts | |
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| Request Stop Payments | |
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| View Deposits & Check Images | |
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| Order Checks | |
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| Download Account History | |
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| Allow Multiple Users | |
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| Online Bill Payment: | ||||
| - Pay up to 10 bills per month* | |
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| - Pay up to 25 bills per month* | |
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| Generate Wire Transfers | |
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| Originate ACH Debits/Credits to include Direct Deposits: | ||||
| - 10 single item entries** | |
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| - Batch files | |
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| Initiate Electronic Federal Tax Payments | |
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| Paid Check Review*** | |
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| Positive Pay*** | |
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*$0.50 per each additional Billpay per month
**$1.00 for each additional ACH entry per month
***Additional fees apply for these services
Old Point Online Business Express
What could be easier than maintaining your account from the comfort of your office?
With Old Point Online Business Express, you can:
- View your balances
- Transfer between accounts
- Reconcile your account
- Stop payments
- View check images
- Order new checks
- Download data to your accounting programs
And it’s all free!
Online Small Business Services
For the small business who would like the convenience of paying their bills online and direct deposit for a low monthly fee.
With this service, you can use all of the features described in Old Point Online Business Express PLUS:
- Multiple user access levels
- Originate up to 10 Bill Pay*
- Originate up to 10 Single Item ACH Debit or Credit entries**
- Initiate Electronic Federal Tax Payments (EFTPS)
All for only $15 per month!***
*$0.50 per each additional Bill Pay per month
**$1.00 for each additional ACH entry per month
***Fee can be offset by account balances
Old Point Online Business Services
Need more? For the business that would like the added protection of multiple access levels, uses wire transfers, and wishes to have the security and convenience of online bill pay, we offer Online Business Services.
With this service, you can use all of the features described in Old Point Online Business Express PLUS:
- Multiple user access levels
- Pay up to 25 bills a month online*
- Originate up to 10 Single Item ACH Debit or Credit entries**
- Initiate Electronic Federal Tax Payments (EFTPS)
- Generate wire transfers online, with the added benefit of a 5 p.m. cutoff
All for $25 per month***
*$0.50 per each additional Bill Pay per month
**$1.00 for each additional ACH entry per month
***Fee can be offset by account balances
Old Point Online Payment Services
Do you need to make or collect regular payments electronically? If so, then Online Payments Services is to the way to go. You can use it to collect dues or fees on a regular basis and make direct deposits of employees’ payroll, saving you both time and money!
With this service, you can use all of the features described in Old Point Online Business Express PLUS:
- Multiple user access levels
- Pay up to 25 bills a month online*
- Originate direct deposits
- Process direct payments
- Initiate Electronic Federal Tax Payments (EFTPS)
- Generate wire transfers online, with the added benefit of a 5 p.m. cutoff
One low monthly fee of $40***
*$0.50 per each additional Bill Pay per month
***Fee can be offset by account balances