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Business Credit Cards

Get the Financial Advantage with Old Point's Business Credit Card

OPNB Bus Credit Card

  • Competitive Rates
  • No Annual Fee*
  • Employee Cards at No Additional Cost
  • Expense Management System Integration
  • Consolidated Statements
  • Line Sharing
  • Travel Accident Insurance1
  • 24/7 Personal Customer Service Located in the U.S.
  • Fraud Monitoring & Zero Fraud Liability
  • Contactless Cards

   Small Business Card

  • 0% intro APR for 6 months for purchases and balance transfers*
  • Choose from reward points, cash back, or lower rate options!

   Company Rewards Card

  • Higher spending limits
  • Reward points
  • Pay-in-full monthly card

  Apply Today!

   APPLY NOW or stop by one of our convenient locations for an application


Already have an Old Point Credit Card?

Contact our 24/7 Credit Card Support at 800.883.0131

*0% Intro Annual Percentage Rate (APR) applies to purchases and balance transfers for the first 6 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Small Business APRs are currently between 11.74% and 21.74%, Small Business Rewards APRs are currently between 12.74% and 22.74%, and Small Business Cash Rewards APRs are currently between 14.74% and 24.74%. If the balance is not paid in full for the Company Rewards Charge Card, a APR of 22.74% applies. All APRs are based on creditworthiness. Rates are accurate as of July 1, 2022 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency or if made in U.S. dollars.

1 Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
Information is accurate as of 7/1/22 and is subject to change thereafter. See card application’s Important Disclosures for terms, rates and fees.

Cards are issued by TCM Bank, N.A., pursuant to a license from Visa Incorporated. Visa® is a registered trademark of Visa Incorporated. Subject to credit approval and approval. Must be 18 years or older to apply.