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Business Credit Cards


Get the Financial Advantage with Old Point's Business Credit Card

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  • Competitive Rates
  • No Annual Fees*
  • Employee Cards at No Additional Cost
  • Expense Management System Integration
  • Consolidated Statements
  • Line Sharing
  • Travel Accident Insurance1
  • 24/7 Personal Customer Service Located in the U.S.
  • Fraud Monitoring & Zero Fraud Liability
  • Chip Card Security

   Small Business Card

  • 0% intro APR for 6 months for purchases and balance transfers*
  • Choose from reward points, cash back, or lower rate options!

   Company Rewards Card

  • Higher spending limits
  • Reward points
  • Pay-in-full monthly card

  Apply Today!

   Apply online or stop by one of our convenient locations for an application

 


Already have an Old Point Credit Card?

 
 
 
Contact our 24/7 Credit Card Support at 800.883.0131
 

*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 6 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Small Business APRs are currently between 12.49% and 22.49%, Small Business Rewards APRs are currently between 13.49% and 23.49%, and Small Business Cash Rewards APRs are currently between 15.49% and 25.49%. If the balance is not paid in full for the Company Rewards Charge Card, a APR of 23.49% applies. All APRs are based on creditworthiness. Rates are accurate as of May 1, 2018 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 0.8% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.

1 Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.