Business Checking
In business, making the most of your money matters. But what is best for one business may not work well for another. That's why our commercial accounts are designed to meet the particular needs of our business customers based on how much money is kept in the account, monthly account activity and additional services which may be required. Regardless of the industry you're in, Old Point has a checking account that fits your business.
VISA® Business Debit Card
AVAILABLE ACCOUNTS:
| Transaction Limit (items per month) | Currency Limit (deposited per month) | Minimum Balance | Monthly Service Charge | Interest Earned on Account | |
|---|---|---|---|---|---|
Free Business Checking |
150 |
$5,000 |
$0 |
$0 |
No |
Basic Business Checking |
200 |
$10,000 |
$1,000+ |
$0 |
No |
|
$0-$999 |
$10 |
No |
|||
Basic Business Interest Checking |
200 |
$10,000 |
$1,000+ |
$0 |
YES: |
|
$0-$999 |
$10 |
YES: |
|||
Community Service Checking |
200 |
$10,000 |
$25+ |
$0 |
No |
|
$0-$24 |
$2 |
No |
|||
Commercial Checking |
Unlimited |
$15,000 |
$0 |
Determined after account analysis |
No |
Commercial Interest Checking |
Unlimited |
$15,000 |
$0 |
Determined after account analysis |
YES: |
Accounts may be subject to additional fees.
Additional fees apply above currency limit.