Business Checking
In business, making the most of your money matters. That's why our commercial accounts are designed to meet the needs of every business based on how much money is kept in the account, monthly account activity and additional services required. Regardless of the industry you're in, Old Point has the account that's right for your business.
| Accounts | Transaction Limit (items per month) | Currency Limit (deposited per month) | Minimum Balance | Monthly Service Charge | Interest Earned on Account |
|---|---|---|---|---|---|
Commercial Checking |
Unlimited |
$15,000 |
$0 |
Determined after account analysis |
No*** |
Premier Business Checking |
500 |
$15,000 |
$0 |
$25** |
No |
Community Service Checking |
200 |
$10,000 |
$25+ |
$0 |
No |
|
$0-$24 |
$2 |
No |
|||
Basic Business Checking |
200 |
$10,000 |
$1,000+ |
$0 |
No*** |
|
$0-$999 |
$10 |
No*** |
|||
Free Business Checking |
150 |
$5,000 |
$0 |
$0 |
No |
Accounts may be subject to additional fees.
*Additional fees apply above currency limit.
**Waived by maintaining a $20,000 average monthly balance or
$50,000 combined balance of eligible business checking, savings and loans.
***Account eligible for interest. Restrictions apply.
MOBILE APP
Access and conduct transactions for your business accounts on the go. Find out more information about Old Point Mobile App.