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Business Checking
- Account options for every business, from free checking to commercial analysis accounts
- Account options for non-profit and community service organizations
- A wide range of online services to meet your needs
- Add Old Point's Visa® Business Debit Card to your corporate purchasing power
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Business Savings Account
- Earn competitive interest rates on your deposit
- Easy access to your money
- Get clarity on cash flows with clear, simple statements
- Gain even higher interest with our Commercial Money Market Savings Account
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Business Lending
- Get loans to match your business needs, from equipment to working capital and beyond
- Take advantage of various financial programs coupled with the expertise of our skilled loan officers
- Use a revolving credit line to help meet temporary cash flow needs
- Flexible terms and pricing
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Business Credit Cards
- The best Visa® Credit Cards with no annual fee
- 24/7 customer service located in the US
- Receive consolidated statements for easy tracking
- Enjoy higher spending limits with our Company Rewards Card
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Business Solutions
- Enhance your cash flow management and protect yourself from fraud with our Treasury Solutions
- Improve card payment processing with our merchant services
- Manage your workforce better with streamlined payroll services
- Protect your business assets with our commercial insurance solutions
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Business Online Banking
- Save time, money, and effort
- Tailor online banking services to your specific business needs
- Access account information to optimize cash flow with targeted reporting
- Combat account fraud with improved security features
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Online Small Business Lending
- Making your small business borrowing easier
- Term Loans
- Lines of Credit
- Secured Loans
- Easy, safe & trusted platform
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Find a Relationship Manager
- Talk with one of our trusted business lending professionals. We're here to help!
Resources from Old Point
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June 2025 Market Commentary
The stock market’s terrific performance in May runs contrary to an old Wall Street adage. Trade tension relief and solid corporate earnings pushed equity markets higher l...
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Top 10 Cyber-Security Tips For 2025
As we begin 2025, it’s crucial to stay updated on the latest cyber-security practices to protect ourselves from evolving threats. Here are our top 10 cyber security tips ...
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Important Tax Numbers for 2025
Each year the Internal Revenue Service (IRS) adjusts dozens of tax provisions to adjust for inflation and prevent what is called “bracket creep.” Bracket creep occurs wh...
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Traditional vs. Roth: Which 401(k) is right for me?
Whether you’ve just changed jobs or you’re a soon-to-be grad about to start your first job, one of the most important benefits is saving for retirement with a 401(k). Let...
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Tax Tips Episode 1: Charitable Deductions
Tax Tips, a closer look at some of your most asked tax questions.