eSign Disclosure

Disclosure Regarding Conducting Business Electronically, Receiving Electronic Notices and Disclosures, and Signing Documents Electronically

Please read the following information carefully, it contains important information. In this disclosure, "we", "us" and "our" are used to refer to Old Point Financial Corporation (Old Point), the company providing the service or account for which you are applying, and its current and future affiliates. "You" and "your" refer to the person giving this consent.

By proceeding forward and checking the box at the bottom of this page, you are consenting to electronically access, receive, and retain all required notices, disclosures, documents, statements, and records and to utilize electronic signatures in lieu of using paper documents. By consenting to this disclosure, you are agreeing that you have reviewed the following disclosure information and consent to transact business using electronic communications, under the Federal Electronic Signatures in Global and National Commerce Act (ESIGN). This electronic signature service is provided on behalf of Old Point for the purpose of sending electronic documents, notices, disclosures, statements, and/or requests for electronic signatures as required.

You are not required to receive notices and disclosures or sign documents electronically. If you prefer not to proceed with this electronic transaction, discontinue use of this electronic service, or request to receive paper copies, and withdraw your consent at any time as described below.

Paper Copies

You are not required to receive notices or disclosures or sign documents electronically and may request paper copies of documents or disclosures if you prefer to do so. You also have the ability to download and print any open or signed documents sent to you through the electronic signature service. If you wish to receive papers copies in lieu of electronic documents, please follow procedures outlined below. Old Point may charge a fee for requesting paper copies.

System and Hardware Requirements

You must have the following items in order to use the service: A computer using a current, fully supported operating system such as Windows or Macintosh; For mobile devices, Apple iOS 7 or later, Google Android version 4 or later devices; An internet browser, such as a current version of Microsoft Internet Explorer, Firefox, or Safari; Access to the internet through your internet service provider (ISP); and Software to access Portable Document Format or “PDF” files, such as the latest version of Adobe Acrobat Reader® (available for download at If hardware or software requirements change, we will notify you of these changes and the new requirements. Use of this electronic service requires a standards-compliant web-browser which supports HTTPS protocol, HTML, and cookies. Viewing PDF documents may require additional software such as Adobe Reader.

Withdrawal of Consent

You may withdraw your consent to receive electronic documents, notices or disclosures at any time. In order to withdraw your consent, you should discontinue use of this electronic signature system and notify Old Point that you wish to receive documents, notices and disclosures in paper format. After withdrawing your consent, if at any point in the future you proceed forward and utilize the electronic signature system, you are once again consenting to receive notices and disclosures and optionally electronic signatures.

Scope of Consent

You agree to receive electronic notices, disclosures and/or electronic signature documents with all related and identified documents and disclosures provided for this particular electronic transaction with Old Point. You may at any point withdraw your consent to proceed with this electronic transaction by discontinuing the use of this service and by following the procedures below. You have the ability to download, print and retain any documents sent to you through this electronic system.

Requesting Paper Copies, Withdrawing Consent, and Updating Contact Information

It is your responsibility to provide us with true, accurate, and complete contact information. If there is a change in your email address or other information needed to contact you electronically, you agree to promptly contact us to update this information. To request paper copies of documents, withdraw consent to conduct this transaction electronically, and/or update email and other contact information, please contact the sending party at Old Point by telephone (757-728-1290), postal mail (P.O. Box 3392, Hampton, VA 23663) or by email ([email protected]) with the following subject lines:

  • “Requesting Paper Copies” - please provide your name, email, telephone number, mailing address, and document title
  • “Withdraw Consent” - please provide your name, email, date, telephone number, and mailing address
  • “Update Contact Information” - please provide your name, email, telephone number, and mailing address. Please include the old information as well as the new.