eSign Disclosure


Disclosure Regarding Conducting Business Electronically, Receiving Electronic Notices and Disclosures, and Signing Documents Electronically

Please read the following information carefully, it contains important information. In this disclosure, "we", "us" and "our" are used to refer to The Old Point National Bank of Phoebus (Old Point), the financial institution providing the service or account for which you are applying, and its current and future affiliates. "You" and "your" refer to the person giving this consent.

By proceeding forward and signing this document, you are agreeing that you have reviewed the following disclosure information and consent to transact business using electronic communications, to receive notices and disclosures electronically, and to utilize electronic signatures in lieu of using paper documents. This electronic signature service is provided on behalf of Old Point for the purpose of sending electronic documents, notices, disclosures and/or requests for electronic signatures.

You are not required to receive notices and disclosures or sign documents electronically. If you prefer not to proceed with this electronic transaction, please discontinue use of this electronic service, request to receive paper copies, and withdraw your consent at any time as described below.

Paper Copies

You are not required to receive notices or disclosures or sign documents electronically and may request paper copies of documents or disclosures if you prefer to do so. You also have the ability to download and print any open or signed documents sent to you through the electronic signature service. If you wish to receive papers copies in lieu of electronic documents, please follow procedures outlined below. Old Point may charge a fee for requesting paper copies.

Use of this electronic service requires a standards-compliant web-browser which supports HTTPS protocol, HTML, and cookies. Viewing PDF documents may require additional software such as Adobe Reader.

Withdrawal of Consent

You may withdraw your consent to receive electronic documents, notices or disclosures at any time. In order to withdraw your consent, you should discontinue use of this electronic signature system and notify Old Point that you wish to receive documents, notices and disclosures in paper format. After withdrawing your consent, if at any point in the future you proceed forward and utilize the electronic signature system, you are once again consenting to receive notices and disclosures and optionally electronic signatures.

Scope of Consent

You agree to receive electronic notices, disclosures and/or electronic signature documents with all related and identified documents and disclosures provided for this particular electronic transaction with Old Point. You may at any point withdraw your consent to proceed with this electronic transaction by discontinuing the use of this service and by following the procedures below.

Requesting paper copies, withdrawing consent, and updating contact information

You have the ability to download and print any documents sent to you through this electronic system. To request paper copies of documents, withdraw consent to conduct this transaction electronically, and/or update contact information, please contact the sending party at Old Point by telephone (757-728-1290), postal mail (P.O. Box 3392, Hampton, VA 23663) or by email (info@oldpoint.com) with the following subject lines:

“Requesting Paper Copies” - please provide your name, email, telephone number, mailing address, and document title.

“Withdraw Consent” - please provide your name, email, date, telephone number, and mailing address.

“Update Contact Information” - please provide your name, email, telephone number, and mailing address. Please include the old information as well as the new.