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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Online Small Business Lending

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Lending Options for Your Thriving Small Business

Apply online for an Old Point small business secured loan or line of credit:

  • - $25,000 to $400,000
  • - Terms from 12 to 48 months
  • - For those in business a minimum of 3 years
  • - Available to businesses in Old Point's regional footprint
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    Term Loans

    Customized loan solutions with varying repayment terms, as well as rates to assist you in financing equipment purchases, and other long-term financing needs.

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    Lines of Credit

    Lines of Credit offer you the flexibility and access to capital to meet your short-term working borrowing needs, to support accounts receivable, and to provide for seasonal credit requirements.

  • Small business owner man applying for a small business loan on a laptop while talking on cell phone

    Secured Loans

    Secured loans amounts, terms, repayment schedules and collateral can be structured to meet the specific needs of your business.

Same Local Decisions From Bankers You Can Trust - New Online Application

  • Easy application
  • Safe & Secure
  • Trusted platform

 

Normal credit approval criteria apply. Not a commitment to lend.

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