Online Small Business Lending
Making Your Business Borrowing Easier
Complete our small business loan application online. There is no need to come into a branch and it takes only a few minutes to complete if you have all the required documents. Let us help you find the financing solution you need - when and where it is most convenient for you!
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Lending Options for Your Thriving Small Business
Apply online for an Old Point small business secured loan or line of credit:
- - $25,000 to $400,000
- - Terms from 12 to 48 months
- - For those in business a minimum of 3 years
- - Available to businesses in Old Point's regional footprint
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Term Loans
Customized loan solutions with varying repayment terms, as well as rates to assist you in financing equipment purchases, and other long-term financing needs.
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Lines of Credit
Lines of Credit offer you the flexibility and access to capital to meet your short-term working borrowing needs, to support accounts receivable, and to provide for seasonal credit requirements.
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Secured Loans
Secured loans amounts, terms, repayment schedules and collateral can be structured to meet the specific needs of your business.
Same Local Decisions From Bankers You Can Trust - New Online Application
- Easy application
- Safe & Secure
- Trusted platform
Normal credit approval criteria apply. Not a commitment to lend.