| Accounts | Transaction Limit (items per month) | Currency Limit * (deposited per month) | Minimum Balance | Monthly Service Charge | Interest Earned on Account |
|---|---|---|---|---|---|
Commercial Checking | Unlimited | $15,000 | $0 | Determined after account analysis | No*** |
Premier Business Checking | 500 | $15,000 | $0 | $25** | No |
Community Service Checking | 200 | $10,000 | $25+ | $0 | No |
| $0-$24 | $2 | No | |||
Basic Business Checking | 200 | $10,000 | $1,000+ | $0 | No*** |
| $0-$999 | $10 | No*** | |||
Free Business Checking | 150 | $5,000 | $0 | $0 | No |
Accounts may be subject to additional fees.
*Additional fees apply above currency limit.
**Waived by maintaining a $20,000 average monthly balance or
$50,000 combined balance of eligible business checking, savings and loans.
***Account eligible for interest. Restrictions apply.
*Additional fees apply above currency limit.
**Waived by maintaining a $20,000 average monthly balance or
$50,000 combined balance of eligible business checking, savings and loans.
***Account eligible for interest. Restrictions apply.
Mobile App
Access and conduct transactions for your business accounts on the go.
Find out more information about Old Point Mobile App.
Find out more information about Old Point Mobile App.
Business Debit Card
Enjoy the flexibility and convenience a VISA® Business Debit Card adds to your purchasing power. Accepted worldwide, it's the card that works just like cash or check but is backed by the Old Point and Visa names.