As of September 1, 2025, Old Point is proud to be a division of TowneBank.
We offer comprehensive services to meet your personal and commercial financial needs. Serving the Hampton Roads and Greater Richmond regions of Virginia, we are dedicated to providing excellent service and pride ourselves on creating a better community every day.
As of September 1, 2025, Old Point is proud to be a Division of TowneBank, marking the beginning of a strong partnership between two community-focused financial institutions. This union brings together Old Point's rich legacy and TowneBank's expansive resources, reinforcing our shared dedication to the communities we serve.
Together, Old Point and TowneBank are uniquely positioned to support the financial well-being of individuals and businesses across the Hampton Roads and Richmond regions. With local leadership, deep community roots, and a steadfast commitment to service, we look forward to helping you achieve your goals—no matter what stage of life you're in.
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Equity markets demonstrated resilience in October, lifted by solid technology sector gains and sustained enthusiasm for AI investments, even as economic signals remained mixed and the federal government shutdown continued.
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Each year the Internal Revenue Service (IRS) adjusts dozens of tax provisions to adjust for inflation and prevent what is called “bracket creep.” Bracket creep occurs when inflation, as opposed to real increases in income, pushes people into higher income tax brackets or reduces the value of credits and deductions.