Old Point National Bank offers comprehensive services to meet your personal and commercial financial needs. Serving the Hampton Roads and Greater Richmond regions of Virginia, we are dedicated to providing excellent service and pride ourselves on creating a better community every day.
Click here to take a tour through our 100+ years of community banking
For over 100 years, Old Point has been committed to our clients and community. Even though we've grown substantially over the decades, we still operate under local management with the same trusted name and the same genuine concern for our clients. We strive to make banking what it should be, safe, convenient, and with all the services you need to meet your personal and commercial financial goals.
Take a tour through our 100+ years of community banking
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Each year the Internal Revenue Service (IRS) adjusts dozens of tax provisions to adjust for inflation and prevent what is called “bracket creep.” Bracket creep occurs when inflation, as opposed to real increases in income, pushes people into higher income tax brackets or reduces the value of credits and deductions.
Election uncertainty is behind us, but policy uncertainty lies ahead. History suggests that campaign rhetoric does not always match policy. Nevertheless, we do expect meaningful policy action in the new administration’s first 100 days. Election aside, the U.S. economy is remarkably resilient.
Whether you’ve just changed jobs or you’re a soon-to-be grad about to start your first job, one of the most important benefits is saving for retirement with a 401(k). Let’s explore the power of your 401(k) (it may surprise you!), and which kind of 401(k) to use.