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WELCOME TO

Old Point National Bank

Old Point National Bank offers comprehensive services to meet your personal and commercial financial needs. Serving the Hampton Roads and Greater Richmond regions of Virginia, we are dedicated to providing excellent service and pride ourselves on creating a better community every day.

Click here to take a tour through our 100+ years of community banking

Our Services

Personal Banking

At Old Point, we have everything you need to keep your personal finances working for you. From checking and savings accounts with lots of benefits to personal loans and surcharge-free access to nearly 40,000 convenient ATMs worldwide, we have just what you are looking for.

Private Banking

Establish a personal relationship with your very own point of contact at Old Point. From loans, deposits, and savings, your private banker ensures all your needs and goals are met with a high level of service.

Business Banking

Old Point National Bank provides everything you need for your business banking and helps you make the most of your money. From business loans and credit cards with competitive rates to checking accounts and comprehensive treasury solutions, we help you focus where you need to.

Wealth Managenment

Let us help you define your wealth strategy. We provide personalized wealth management services, financial planning, and estate and trust administration that fit your investment objective and goal timelines.

Mortgages

One of the biggest investment decisions you will ever make is purchasing a home. With an array of mortgage options, we ensure the dream of owning a home is reachable. Take advantage of our prequalification process and confidently search for your new home.

Insurance

With various personal and commercial insurance services, you can rest assured knowing you are fully protected from surprises. From vehicle, home, or life insurance, to business policies and coverage for your employees, you can run your business with assurance.

Investments

Build and maintain your wealth through Old Point's effective asset management. Our extensive market research and dynamic technology empower clients to assess, allocate, and invest for maximum returns.

Online Banking Provides Fast, Easy & Secure Account Access

Increased Efficiency

Targeted Reporting

Improved Security

Online Financial Tools

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About Old Point

For over 100 years, Old Point has been committed to our clients and community. Even though we've grown substantially over the decades, we still operate under local management with the same trusted name and the same genuine concern for our clients. We strive to make banking what it should be, safe, convenient, and with all the services you need to meet your personal and commercial financial goals.

Take a tour through our 100+ years of community banking

Explore the Latest from Old Point

Find essential information about your favorite financial institution's activities, events, press releases, earning and dividend information, and other updates from our Press Room.

Learn What’s New in Finance & Banking

Find expert tips, industry updates, and handy financial tools to further your financial goals in our Resource Center.

Customer Reviews

Very professional and friendly. They got everything done in a timely manner and were very knowledgeable in regards to my questions

Hannah M

Very knowledgeable. Always working hard to support the customer. Always available when needed. The best.

Bryant W

Extreme professionalism, prompt service, and great help/attitude to get us through the process.

Elia G

From Our Blog

Jan 07, 2025

January 2025 Market Commentary

Despite a soft December, U.S. equity markets posted exceptional results for the second consecutive year. Once again, stock market returns exceeded consensus expectations. Results for 2024 were similar to 2023 with the Magnificent Seven stocks driving most of the S&P 500 Index’s results. The Fed started an interest rate easing cycle, but inflation concerns pushed yields higher. 2025 looks like a banner year for earnings growth but risks should not be ignored.

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Dec 09, 2024

Important Tax Numbers for 2025

Each year the Internal Revenue Service (IRS) adjusts dozens of tax provisions to adjust for inflation and prevent what is called “bracket creep.” Bracket creep occurs when inflation, as opposed to real increases in income, pushes people into higher income tax brackets or reduces the value of credits and deductions.

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Dec 09, 2024

December 2024 Market Commentary

Election uncertainty is behind us, but policy uncertainty lies ahead. History suggests that campaign rhetoric does not always match policy. Nevertheless, we do expect meaningful policy action in the new administration’s first 100 days. Election aside, the U.S. economy is remarkably resilient.

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Upcoming Events

Jan 30, 2025

Virginia Peninsula Chamber Newport News 2025 State of the City

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Feb 07, 2025

Bacchus Wine and Food Festival Presented by Old Point National Bank

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Feb 22, 2025

Center for Child & Family Services Country for Kids Charity Concert 2025

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Find Us

Old Point National Bank's convenient branch locations are never far from you. Gain surcharge-free access to nearly 40,000 ATMs nationwide. Leading retailers like 7-11, Wawa, and more are part of our ever-growing network.

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