About Old Point

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Our Mission Statement

We will serve the financial needs of our customers.
We will provide dependable products, fairly priced.
We will be full partners in the growth and development of our community.
We will value and reward our employees’ contributions.
We will return a fair profit to our shareholders.
Excellent service is the hallmark of our business. 

Our Story

first branchSince we first opened in 1923, Old Point has been committed to our customers and our community. Even though Old Point has grown substantially over the decades, we still operate under local management, with the same trusted name, and the same genuine concern about our customers.

Old Point launched operations from a counter inside Cooper’s Confectionary store in the Phoebus section of Hampton in January of 1923. A local doctor, a seafood dealer, and a merchant, who cared about their community, founded Old Point because they believed it would be a help to area citizens and businesses. They named the bank after Old Point Comfort lighthouse to demonstrate their commitment to being a steady, trusted resource in all kinds of economic conditions.


Old Point served a key role in Hampton during the Great Depression. In 1933, the federal government temporarily closed all banks to protect them from panicked citizens. At one point, Old Point was the only bank in town that made it possible for employees of the local veteran’s administration to cash their pay checks. This spirit of public service has continued through the years, with Old Point committed to helping our community prosper by supporting hundreds of local charitable organizations. Old Point employees live, work, shop, and eat in the footprint in which we serve, and pride themselves on creating a better community, everyday. Nearly 90% of Old Point’s workforce participate in community service projects. Our employees donate thousands of hours of community service in addition to collecting approximately 3,200 pounds of food for local foodbanks annually.

No matter what stage of life you are in, you will find that Old Point can meet all of your financial needs. We offer state-of-the art technology and sophisticated financial products to help you easily manage your finances. We look forward to helping you achieve your goals. 

Our Family of Services

OPNB logo

Old Point National Bank is a wholly-owned subsidiary of Old Point Financial Corporation with convenient branches throughout Hampton Roads and surcharge-free access to over 55,000 ATMs worldwide as part of the Allpoint ATM network. We offer state of the art products and services to meet all of your personal and commercial financial needs. Old Point’s experienced and dedicated lending officers continue to differentiate Old Point from its competitors by providing superior guidance and support to borrowers. Old Point’s robust commercial solutions allow our business clients to operate more efficiently and increase cash flow. As competitors discontinue free checking and impose penalties, Old Point takes a different approach by offering forward-thinking solutions to enhance our clients' financial lives.


OP_WealthMgmt_Logo_RGB_VERT.jpgOld Point Wealth Management is a wholly-owned subsidiary of Old Point Financial Corporation and is the largest wealth management company headquartered in Hampton Roads, Virginia. Old Point National Bank was granted trust powers in 1926 and provided wealth management services as a part of the Bank until 1999, when Old Point Trust & Financial Services, N.A. was chartered as a national trust company. In 2022, the company was rebranded to Old Point Wealth Management. The company also operates Old Point Investment Services, which provides investment expertise from registered LPL Financial representatives. Our highly experienced and certified team is ready to help you manage your assets. We offer investment management, trust and estate administration, financial planning, and retirement solutions for both individuals and businesses.


OPM LogoOld Point Mortgage is a division of Old Point National Bank, which offers an experienced team that delivers quality loans and service nationwide. Old Point Mortgage began in 2007 as a joint venture between Old Point and Tidewater Mortgage and in 2017 Old Point National Bank purchased full ownership interest. We offer trusted, transparent and responsible lending. Each of our loan officers is licensed in accordance with the Federal Government’s S.A.F.E. Act, and we adhere to a strict no-steering policy – offering you peace of mind from a professional lending source. You’ll find everything you want in a mortgage loan experience – superior service, quick loan processing, local underwriting, and a wide variety of loan products to meet your needs.



OP Insurance LogoOld Point Insurance, LLC, a wholly-owned subsidiary of Old Point National Bank, was established in 2017 as an alliance between Old Point and Morgan Marrow Company. Old Point Insurance offers a full line of commercial and personal insurance offerings. Commercial offerings include industry-specific coverage, automobile, property, general liability, group health/life, and workers' compensation. Personal insurance offerings include home, flood, automobile, and life policies. We make sure our clients have the insurance plan that protects what matters most to them.