About Old Point

Our Mission Statement

We will serve the financial needs of our customers.
We will provide dependable products, fairly priced.
We will be full partners in the growth and development of our community.
We will value and reward our employees’ contributions.
We will return a fair profit to our shareholders.
Excellent service is the hallmark of our business. 

first branchSince we first opened in 1923, Old Point has been committed to our customers and our community. Even though Old Point has grown substantially over the decades, we still operate under local management, with the same trusted name, and the same genuine concern about our customers.

Old Point launched operations from a counter inside Cooper’s Confectionary store in the Phoebus section of Hampton in January of 1923. A local doctor, a seafood dealer, and a merchant, who cared about their community, founded Old Point because they believed it would be a help to area citizens and businesses. They named the bank after Old Point Comfort lighthouse to demonstrate their commitment to being a steady, trusted resource in all kinds of economic conditions.


Old Point served a key role in Hampton during the Great Depression. In 1933, the federal government temporarily closed all banks to protect them from panicked citizens. At one point, Old Point was the only bank in town that made it possible for employees of the local veteran’s administration to cash their pay checks. This spirit of public service has continued through the years, with Old Point committed to helping our community prosper by supporting over 300 Hampton Roads charitable organizations. Old Point employees live, work, shop, and eat in the footprint in which we serve, and pride themselves on creating a better community, everyday. Nearly 90% of Old Point’s workforce participate in community service projects annually. Last year, employees donated thousands of hours of community service to the Hampton Roads area in addition to collecting approximately 3,200 pounds of food for local foodbanks.

Whether you are a long-time Hampton Roads resident, or new to our area, you will find that Old Point can meet all of your financial needs. We offer you state-of-the art technology and sophisticated financial products to help you easily manage your finances. We look forward to helping you achieve your goals. 


OPNB logo

Old Point National Bank is a wholly-owned subsidiary of Old Point Financial Corporation with convenient branches throughout Hampton Roads and surcharge-free access to over 55,000 ATMs worldwide as part of the Allpoint ATM network. We offer state of the art products and services to meet all of your personal and commercial financial needs. Old Point’s experienced and dedicated lending officers continue to differentiate Old Point from its competitors by providing superior guidance and support to borrowers. Old Point’s robust commercial solutions allow our business customers to operate more efficiently and increase cash flow. As competitors discontinue free checking and impose penalties on their customers, Old Point takes a different approach by offering forward-thinking solutions to enhance our clients' financial lives.


OP Trust Logo

Old Point Trust & Financial Services, N.A. is a wholly-owned subsidiary of Old Point Financial Corporation and is the largest trust company headquartered in Hampton Roads. Old Point National Bank was granted trust powers in 1926, and Trust was a part of the Bank until 1999, when Old Point Trust was chartered as a national trust company. Old Point Trust also operates Old Point Investment Services, which provides expertise from a registered LPL Financial representative. Our experienced staff carry a number of advanced certifications, degrees and professional designations and is ready to help you manage your assets. We offer investment research, asset management, performance analysis, estate and trust administration, estate and retirement planning, business retirement solutions and more.


OPM LogoOld Point Mortgage is a division of Old Point National Bank, which offers an experienced team that delivers quality loans and service nationwide. Old Point Mortgage began in 2007 as a joint venture between Old Point and Tidewater Mortgage and in 2017 Old Point National Bank purchased full ownership interest. We offer trusted, transparent and responsible lending. Each of our loan officers is licensed in accordance with the Federal Government’s S.A.F.E. Act, and we adhere to a strict no-steering policy – offering you peace of mind from a professional lending source. You’ll find everything you want in a mortgage loan experience – superior customer service, quick loan processing, local underwriting, and a wide variety of loan products to meet your needs.



OP Insurance LogoOld Point Insurance, LLC, a wholly-owned subsidiary of Old Point National Bank, was established in 2017 as an alliance between Old Point and Morgan Marrow Company. Old Point Insurance offers a full line of commercial and personal insurance offerings. Commercial offerings include industry-specific coverage, automobile, property, general liability, group health/life, and workers' compensation. Personal insurance offerings include home, flood, automobile, and life policies. We make sure our customers have the insurance plan that protects what matters most to them.