Business Checking


In business, making the most of your money matters. But what is best for one business may not work well for another. That's why our commercial accounts are designed to meet the particular needs of our business customers based on how much money is kept in the account, monthly account activity and additional services which may be required. Regardless of the industry you're in, Old Point has a checking account that fits your business.


VISA® Business Debit Card

Enjoy the flexibility and strength a VISA® Business Debit Card adds to your purchasing power. Accepted worldwide, it's the card that works just like cash or check but is backed by the Old Point and Visa names.

AVAILABLE ACCOUNTS:

 Transaction
Limit
(items per month)
Currency
Limit
(deposited per month)
Minimum BalanceMonthly
Service
Charge
Interest Earned on Account

Free Business Checking

150

$5,000

$0

$0

No

Basic Business Checking

200

$10,000

$1,000+

$0

No

$0-$999

$10

No

Basic Business Interest Checking

200

$10,000

$1,000+

$0

YES:
Current Market  Rate

$0-$999

$10

YES:
Current Market  Rate 

Community Service Checking

200

$10,000

$25+

$0

No

$0-$24

$2

No

Commercial Checking

Unlimited

$15,000

$0

Determined after account analysis

No

Commercial Interest Checking

Unlimited

$15,000

$0

Determined after account analysis

YES:
Current Market  Rate

Accounts may be subject to additional fees.

Additional fees apply above currency limit.

Additional Benefits: Free check collection through Re$ubmit It.