Business Checking


In business, making the most of your money matters. That's why our commercial accounts are designed to meet the needs of every business based on how much money is kept in the account, monthly account activity and additional services required. Regardless of the industry you're in, Old Point has the account that's right for your business.


AVAILABLE ACCOUNTS:

 Transaction
Limit
(items per month)
Currency
Limit
(deposited per month)
Minimum BalanceMonthly
Service
Charge
Interest Earned on Account

Commercial Checking

Unlimited

$15,000

$0

Determined after account analysis

No***

Premier Business Checking

500

$15,000

$0

$25**

No

Community Service Checking

200

$10,000

$25+

$0

No

$0-$24

$2

No

Basic Business Checking

200

$10,000

$1,000+

$0

No***

$0-$999

$10

No***

Free Business Checking

150

$5,000

$0

$0

No

Accounts may be subject to additional fees.

*Additional fees apply above currency limit.

**Waived by maintaining a $20,000 average monthly balance or

    $50,000 combined balance of eligible business checking, savings and loans.

***Account eligible for interest. Restrictions apply.

MOBILE APP

Access and conduct transactions for your business accounts on the go. Click here for more information about the Old Point Mobile App.


BUSINESS DEBIT CARD

Enjoy the flexibility and convenience a VISA® Business Debit Card adds to your purchasing power. Accepted worldwide, it's the card that works just like cash or check but is backed by the Old Point and Visa names. 

FREE CHECK COLLECTION THROUGH Re$ubmitIt.